“Faith alone” as a Reformation slogan has a particular referent: justification. Faith is the sole instrument of justification. And “faith alone” does not mean that our attitudes and actions do not matter in the whole of the Christian life. Genuine faith, which alone justifies, is a “faith working through love” (Galatians 5:6). Nor does “faith alone” mean — and this may need fresh emphasis in some circles — that faith is less than an act of the whole soul, we might say, including the will and what we call “the heart” or the emotions. To put a point on it, faith is an expression of the whole inner person, not the intellect alone. As Paul himself says in Romans 10:10, “with the heart one believes and is justified.”

Shallow enough for a child to play at the shore, and deep enough for an elephant to drown.
As has often been said, such is true of the Christian gospel and Scriptures and doctrine. So in the cascading recovery and resurgence of Reformed theology in recent decades, many stripped off their socks and waded into the tides. As they did, memorable slogans served as great entry points for new students, but also became potentially distorting categories for those who never matured beyond the basics.
Many of us learned the past, present, and future aspects of salvation: I was saved. I am being saved. I will be saved. Of course, we came as well into TULIP: total depravity, unconditional election, limited atonement, irresistible grace, and perseverance of the saints. So too we learned the “five solas” (as they came to be known in the twentieth century): faith alone, grace alone, Christ alone, Scripture alone, to the glory of God alone.
Of the five, “faith alone” might be the most frequently distorted — both caricatured by foes and misunderstood by friends. “Faith alone” for what?
How to Be Accepted by God
Often the instinctive response of new initiates to the question, “‘Faith alone’ for what?” has been “for salvation.” However, salvation is often a more general category, as we see in the past, present, and future aspects above. The more particular focus we’re looking for is justification.
It was specifically justification that was the material principle of the Reformation — that is, How does a sinner have right-standing with God Almighty? Or, how do the ungodly come to be fully accepted by the holy God? The Reformers answered that such a fundamental divine embrace, justification, rests on the basis of Christ’s person and work alone (not ours), and is received by sinners through the instrument of faith alone, not our own doing, whether in whole or in part. Basis: Christ. Instrument: faith.
Again and again, Protestants opened, as Luther had, to the apostle Paul’s epistle to the Romans. They sought to follow and explain his overall argument. And they pointed to particular verses, like Romans 3:28: “One is justified by faith apart from works of the law.” Here “works of the law” is not a loophole but an intensifier: “works of the law” are acts commanded by God himself under the terms of the old covenant. What works could be more good and righteous than those expressly issued by the mouth of God? And yet, Paul writes, God’s full acceptance of sinners, in Christ, is by faith, not by obedience even to the best of commands. In Christ, we are justified by faith, “not because of works done by us in righteousness” (Titus 3:5; so also, among others, Galatians 2:16, 21; 5:1–3; Philippians 3:9).
Note well that “faith alone” as a Reformation slogan has a particular referent: justification. Faith is the sole instrument of justification. And “faith alone” does not mean that our attitudes and actions do not matter in the whole of the Christian life. Genuine faith, which alone justifies, is a “faith working through love” (Galatians 5:6). Nor does “faith alone” mean — and this may need fresh emphasis in some circles — that faith is less than an act of the whole soul, we might say, including the will and what we call “the heart” or the emotions. To put a point on it, faith is an expression of the whole inner person, not the intellect alone. As Paul himself says in Romans 10:10, “with the heart one believes and is justified.”
Not Only True but Desirable
Luther and Calvin both spoke of such whole-souled faith, exercised not only in the reason but in the will and emotions. Groping for language, Luther preached in a sermon on Luke 16:1–9, “Faith is something very powerful, active, restless, effective, which at once renews a person and again regenerates him, and leads him altogether into a new manner and character of life, so that it is impossible not to do good without ceasing.” Faith does not amount to solely the calculus of the bare intellect but expresses more and affects more.
Calvin too saw justifying faith as manifestly more than an exercise of the mind, referring to justifying faith as a “warm embrace” and “pious affection.”
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We desperately want to believe the best about ourselves. And with effort we can shrug off inner conviction. But it is harder to ignore God’s written word. Young King Josiah is an example for us. When he heard the words of the law “he tore his clothes” in humility; his “heart was penitent” (2 Kings 22:11, 19). Josiah knew that Judah was offending a holy God: “For great is the wrath of the Lord that is kindled against us” (2 Kings 22:13). Duly convicted he fought against idolatry with a holy hatred. And he believed God’s promise to pass-over the sin of the penitent. Josiah reinstituted the Passover which pointed to Christ and his perfect righteousness as the only protection against the angel of death. Use God’s law to come, as a needy sinner, to a perfect Savior.

Unlike every other religion Christianity is fundamentally a message of grace. True believers are “not under the law, as a covenant of works, to be thereby justified or condemned” (cf. Rom. 6:14) Believers are saved by grace alone through faith alone in Christ alone.
But a misunderstanding of grace leads to a confused relationship with the law. Some think that any loyalty to law indicates legalism. Others ridicule God’s law, calling it inconsistent. After all, they reason, Old Testament prohibitions against homosexuality run alongside rules against mixing seeds in a field and materials in a garment (Lev. 18:22; 19:19; 20:13). Even Christians who are conscientious about God’s law can be unclear about which obligations are enduring and which have been fulfilled. We need a better understanding of God’s law so that we can use it in a way that honors him.
How Should I Understand God’s Law?
The principle of God’s law is very simple. The Creator imposes his values on his creatures. That truth never changes. In fact, in the New Testament Christ doubles-down on the necessity of rigorous obedience. In the Sermon on the Mount sincere submission to God’s law distinguishes citizens of God’s kingdom from citizens of the world. The law contrasts for us good works and works of the flesh. And we need that distinction. We must do good works which are only those “God hath commanded in his holy word” (16.1).
A right attitude toward God’s law requires understanding its history. The creation account reveals God’s right to order his creature’s activities. In the beginning God established boundaries for all of creation (Job 38:8–11). To his people he outlined definite expectations. You shall “fill the earth and subdue it” (Gen. 1:28). “You shall not eat” of the tree of the knowledge of good and evil (Gen. 2:17). He didn’t simply tell people to “be good,” whatever that means; he told us how to live.
Even after Adam and Eve violated the covenant of works God continued to require “personal, entire, exact, and perpetual obedience.”. In time God revealed himself more personally to a single tribe of people. When he rescued Israel from slavery in Egypt he made them into a holy nation by way of covenant, a binding agreement, summarized by the Ten Commandments (Ex. 19:6). And these laws are still “a perfect rule of righteousness.” If the two great commandments are to love God and our neighbor, these ten laws define that love (Matt 22:37–40). We love God by putting him first, worshiping him properly, respecting his name, and honoring his schedule for work and rest. We love our neighbor by respecting human authority, promoting life, practicing sexual integrity, stewarding our resources, telling the truth, and being content. 
So far so good. All serious Christians recognize ten commandments as a summary of God’s will. But what about the hundreds of other Old Testament laws? In addition to the abiding moral law God also gave Israel two categories of laws which do not apply to us today in the same way.
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We must realize that while we are still on this fallen earth, suffering and hardships will be our companions. And even as we face the reality of suffering, we can wait expectantly for the day when “No longer there will be any curse” (Rev. 22:3). Until then suffering will exist.

Have you heard someone tell you that your suffering, sickness or financial struggle is a result of a generational curse or a sin you committed which opened the door to the curse? They say, “Maybe you were part of a ritual or an offering to a god as a child, and therefore you are facing the consequences now.” According to them, that curse needs to be found and then broken if you are to be free from its consequences. When such things are put before believers, they are often confused or start to think there could be some truth in this kind of reasoning. As always, a good question to ask as a thumb rule is: What does the Bible say about this?
1.The Curse of Sin. Man was commanded not to eat of the fruit of the tree of knowledge of good and evil, and was told that the consequence of disobedience would be that he would surely die (Gen. 2:17). However, Satan lied and convinced Eve (and Adam) to eat the fruit anyway (Gen. 3:4). When the first man Adam sinned and fell into sin, it brought the curse of sin over all humanity. Everyone has been plagued with sin since the fall. Not only was man under the curse of sin, but the whole creation is also groaning under this curse (Rom. 8:19-21). Sin brought in suffering, sickness and death.  All suffering today either directly or indirectly exists therefore because of the fall of man into sin. Therefore, all of creation waits and longs to be rescued from sin (Rom. 8:19-21). This means it is not incorrect to say that we are all affected by the curse which was brought about by sin.
But the question is, do Christians face certain sufferings because of curses incurred by past indiscretions (either of themselves or of their ancestors)?
 2. A New Creation.As we seek to think this through, let’s start with a foundational question: Who is a Christian? A Christian is one who has put their trust in Christ, who has repented of their sins and has understood that apart from Christ there is no other way to be saved, that Christ is the only way. A Christian is one whom God has rescued from sin and death through the suffering and death that Christ endured on the cross.
Paul, writing to Christians in Rome, says “There is therefore now no condemnation for those who are in Christ Jesus. For the law of the Spirit of life has set you free in Christ Jesus from the law of sin and death. For God has done what the law, weakened by the flesh, could not do. By sending his own Son in the likeness of sinful flesh and for sin, he condemned sin in the flesh, in order that the righteous requirement of the law might be fulfilled in us, who walk not according to the flesh but according to the Spirit”(Rom. 8:1-4 ).
The first Adam brought sin into the world, while the Second Adam (Christ) overcame sin and death at the cross.
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